Items Needed for Loan Application:
— Copies of paystubs for all jobs (most recent 4 weeks)
— Copies of W-2’s and 1099’s for past two years
— Copies of Complete and Signed personal tax returns for past two years
— Copies of 3 months bank statements, All Accounts and All Pages including:
— Checking, Savings, Money Market, Brokerage, Mutual Funds, Stocks and Bonds
— Copies of drivers license and Social Security cards
If you are retired or receive a pension or Social Security Income:
— Copies of last two years Social Security Awards Letter
— Copies of last two years pension 1098 or 1099
If you are self employed or you received a 1099:
— Copies of Complete and Signed Corporate tax returns for last two years
— K-1’s
If you are a veteran, active duty, reservist or retired military:
— Copy of DD-214
— Copy of Certificate of Eligibility (Request this or ordered by lender if you do not have one)
If you have rental properties:
— Copies of all leases (should be current and signed by all parties)
— If you have 3 or more residential properties, please provide a schedule of real estate to include the following:
-- Property Addresses -- Type of property i.e., SFR, T-home, Condo, land or commercial -- Purchase date -- Amount Paid -- Lender holding loan(s) -- Recent property tax statement -- Current home owner's insurance statement -- Annual HOA fees
If you are paying or receiving child support or alimony:
— Copy of Divorce Decree
— Evidence of child support and/or alimony documents
— Separation Agreement
If you have had a bankruptcy or foreclosure:
— Complete bankruptcy documents including discharge and settlement
— Complete foreclosure documents
If you are relocating with your company:
— Copy of relocation package
— Employer letter stating this is a MANDATORY relocation including date and location for relocation